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Let us help with your international student’s insurance
If you are planning to study in Canada, you would be needing a student insurance policy during your stay here. Our experts at Right Investments can help you with your application. Contact us for more details. We will be more than happy to help you.
International student’s studying in Canada are typically required to have health insurance coverage for the duration of their studies. This can be provided by the student's home country, or they can purchase insurance through their school or a private provider. The specifics of the coverage, including what is covered and the cost, will vary depending on the policy. It is important for international students to carefully review their insurance options and understand what is covered before making a decision.
Understanding the Canadian healthcare system
All Canadian citizens and permanent residents have affordable access to medically necessary hospital services without the need of paying pay out-of-pocket. Healthcare programs are operated by individual provinces and territories, so the specifics of coverage vary depending on where someone lives. The Canadian healthcare offered to all Canadians only covers medically necessary services. This is considered basic health care coverage. Temporary residents like students are provided with a number of options:
Purchase private insurance from an insurance company.
If they are working in Canada, they can receive health insurance from their employer.
If they are studying in Canada, they may register for insurance through their school.
In the event of an emergency, all provinces and territories will provide free assistance, even if a patient does not have a government health card. However, there may be significant limitations on the services that can be provided depending on a person’s immigration status.
The benefits of international student’s insurance
International student insurance in Canada provides several important benefits to students, including:
Access to healthcare: Having insurance allows international students to access healthcare services, including doctor visits, hospital stays, and prescription drugs. This is especially important in case of an unexpected illness or injury.
Financial protection: Medical treatment in Canada can be expensive, and without insurance, international students would have to pay for it out of pocket. Insurance helps to protect students from the financial burden of unexpected medical costs.
Compliance with regulations: As mentioned, international students in Canada are required to have valid medical insurance for the duration of their study permit, so having insurance helps students comply with immigration regulations.
Peace of mind: Having insurance can provide peace of mind for students and their families, knowing that they will have access to healthcare services and financial protection in case of an emergency.
Travel coverage: Some insurance plans also provide coverage for international students when they are travelling outside of Canada, which can be very helpful for students who plan to travel during their studies.
Why should you choose Right Investments?
That’s a good question, and here are some reasons why choosing our team at Right Investments is the right option for you.
Experts at offer tailored insurance policies.
We make sure all your needs are met.
Affordable financial services.
You will have to present it at a hospital or clinic when you or someone in your family requires treatment.
If you have any queries, feel free to contact us. We will be more than happy to help you.
Frequently asked questions
International Students Insurance is a type of insurance policy specifically designed for international students studying in another country. It provides coverage for medical expenses, accidental injury, and other emergencies.
International Students Insurance is available for international students who are studying abroad for a specified period of time. It covers students from any country studying in any other country.
International Students Insurance typically covers medical expenses, accidental injury, evacuation, repatriation, and other emergency services. Coverage varies depending on the policy and the insurance provider.
The cost of International Students Insurance depends on the policy, the insurance provider, and the length of coverage. On average, a policy can cost between $100 and $300 per year.
To be eligible for International Students Insurance, you must be an international student studying in another country and must have a valid student visa. Some insurance providers may also require a minimum age limit.
If you need to make a claim on your International Students Insurance policy, you should contact your insurance provider as soon as possible. They will guide you through the process and provide the necessary information and documentation.
International Students Insurance is not required by law, but it is strongly recommended. Many universities and colleges may require international students to have insurance coverage before they can enroll.